American Express Gold

With the flexibility to either pay your balance in full or over time with interest, the American Express Gold Card offers features that may benefit your financial journey. 

Contents of this Article:

 

  • What is American Express?  
  • What is American Express Gold?

 

What is American Express? 

 

American Express is a financial corporation that offers products and services such as credit cards, corporate programs, prepaid cards, gift cards, and savings accounts.

 

What is American Express Gold?

 

The company offers cards with appealing features like percentage cashback in various establishments, flexible payment options, and membership rewards.


American Express Gold offers the following benefits: 

 

Reward Points

American Express offers 4 Membership Rewards® points on 2 of the categories listed below where your business spends the most money on.

 

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media (online, TV, radio)
  • U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants, including takeout and delivery
  • U.S. purchases for shipping

But if you make purchases that don’t fall under the categories listed above, you will still receive 1 Membership Rewards® point.

Lastly, if you book a flight with American Express Travel via the Membership Rewards® Pay with Points, you will receive a 25% of your points back.


Flexibility of payments

If the total price of your purchases goes above $100, you are given a choice to make your payments over time with interest. However, purchases worth less than $100 will need to be paid in full monthly.


    No Preset Spending Limit

    Your spending limit essentially depends on your purchase, payment, and credit history. 


      Reference: 

       

      American Express Business Gold Card